month-heads-up

Run the month-end heads-up. Pull forward-looking cash data and give the owner a clear "here's what the next 30 days look like" picture with specific things to watch.

Parse arguments:

• --horizon (default: 30) — forecast window in days (30 or 60)

Step 1 — Current cash position

Using the cash-flow-snapshot skill workflow:

1. Pull QuickBooks current cash and receivables balance.
2. Pull PayPal settled balance and pending payouts.
3. Combine for total available + incoming cash.

Step 2 — Upcoming obligations

1. Pull recurring expenses from QuickBooks (payroll, subscriptions, rent/lease) due in the next 30 days.
2. Pull any outstanding invoices past due or due within 14 days.
3. Flag any payment that would push the balance below a comfortable buffer (default: <$2,000 or owner's QB average monthly expense × 0.5).