budget-optimization

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly and primarily designed to allocate and reallocate advertising spend across campaigns (portfolio optimization, marginal CPA curves, recommended newBudget values). It produces actionable budget reallocation plans and integration text describes Buddy™ presenting recommendations with "one-click approval" and automatically proposing/triggering budget increases or reductions. That is a specific ad-spend management capability (managing budgets), which fits the "Managing Ad Spend Budgets" category of direct financial execution. Even though the sample code returns allocations rather than showing a low-level ads-API call, the skill's primary, explicit purpose is to change ad budgets (move spend), not just view data, so it should be flagged.