Guidewire PolicyCenter Workflow

Overview

Drive the PolicyCenter policy lifecycle through Cloud API and survive the state-transition failures that derail naive automation. This is the workflow used by broker portals to quote-and-bind, by CRMs to push submissions, and by renewal jobs to issue out-of-cycle. Assumes guidewire-install-auth provides the bearer token and guidewire-sdk-patterns provides the retrying client with checksum round-trip.

Five production failures this skill prevents:

1. Bind on a quote with open UW issues — quote API returns 200, the underwritingIssues[] array is non-empty, the client ignores it, bind returns 422 rule-violation.
2. Bind on a stale quote — quotes expire (default 30 days). A submission left open over a holiday returns 422 quote-expired on bind.
3. Orphaned submissions on partial failure — submission → quote succeeds, bind fails, no rollback; the submission sits in Quoted status forever, blocking the next attempt.
4. Renewal outside the renewal window — calling renewal before the window opens (typically 60–90 days before expiration) returns 422 renewal-window-closed.
5. Endorsement premium drift — mid-term endorsement recalculates premium against current rate plans, which may differ from the rate plan in force at policy inception. The numeric difference surprises downstream finance integrations.

Prerequisites