Ramp Financial Data Handling Controls

Overview

Minimize the data plane before implementing controls. Keep card details outside application systems through Embedded Cards where possible, and treat transaction, receipt, user, and accounting data as sensitive business records.

Prerequisites

• Identify the Ramp application, environment, business entities, affected data and workflows, accountable owner, and rollback boundary.
• Read references/official-docs.md and re-check endpoint schemas, scopes, limits, and support status before a live operation.
• Use synthetic fixtures or Ramp sandbox until production access and business effects are explicitly approved.
• Prepare approved secret storage and a sanitized evidence location.

Current Contract

• Embedded Cards can render card details in a Ramp-hosted iframe so the application server does not receive PAN or CVV.
• Vault API delivery places full card data in the backend data plane and requires Ramp production approval plus the operator's own PCI program.
• OAuth tokens are opaque credentials and must never appear in logs, errors, analytics, or support artifacts.
• Monetary representations and sensitive fields vary by endpoint; use the current schema rather than a universal record assumption.