budget-pacer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly for adjusting ad account budgets and rules: it requires "a Meta Ads MCP with write access" and describes proposing pacing/scale/pause rules as drafts and then creating them when the human says "create." Managing ad spend budgets (creating/updating budget rules) is a specific financial-execution capability (directly changes how money is spent), so this meets the Direct Financial Execution criteria.