change-order-writer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill drafts construction change order requests (COR/PCO) with pricing breakdowns and scope deltas for downstream handling and review. This is an indirect financial operation (creating real billing/claim requests for downstream handling). Under the evaluation framework, indirect financial operations map to the medium severity tier.