animate-design

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill documents a video generation capability that spends credits (SKILL.md:33-35, SKILL.md:482-492) and lists generative tools among charged operations (SKILL.md:503-506), which constitutes an in-scope direct financial operation (charges/spending of credits/financial assets). However, this capability is explicitly gated behind an access control and authorization workflow ("always gated on the designer's explicit, informed consent", preflight cost check, and explicit yes: SKILL.md:482-492). Because it is a direct financial operation with a documented qualifying authentication/authorization/consent mechanism enforced in the workflow, it meets the criteria for medium severity.