codebase-design

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The document is a codebase-design skill (not primarily financial), but it explicitly references a payment gateway class: "const gateway = new StripeGateway();" (Stripe is a specific payment gateway). That is a direct mention of a payment gateway API/tool, which qualifies as explicit financial execution capability under the rules.