agentic-payments

Installation
SKILL.md

Agentic Payments: x402 + MPP

Two complementary protocols for AI-agent and machine-to-machine payments on Stellar. Pick based on who depends on whom and how often the agent pays.

Quick decision

x402 MPP Charge MPP Channel
Per-request on-chain tx? Yes (via facilitator) Yes (SAC) No (off-chain commits)
Needs facilitator? Yes (OZ Channels) No No
Client needs XLM? No (fees sponsored) Optional (feePayer) Yes
Setup complexity Low Low Medium (deploy contract first)
Best for Quickest setup, fee-free clients No third-party dep High-frequency agents
  • Selling an API, want zero-XLM clients → see x402 Seller below
  • Calling an x402 API from an agent → see x402 Buyer below
  • Selling an API, no facilitator dependency → see MPP Charge below
  • Agent making many requests per session → see MPP Channel below
  • Unsure → x402 (lowest friction to get started)
Installs
182
GitHub Stars
41
First Seen
May 12, 2026
agentic-payments — stellar/stellar-dev-skill