agentic-payments

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 0.70). The skill documents agentic and machine-to-machine payments on Stellar using protocols like x402 and MPP, which perform direct financial transfers of USDC (SAC) assets. The buyer/payer initiates payment operations without an independent service-enforced access check at the payment instruction layer (client-side signing with keypairs is used). This constitutes a direct financial operation without qualifying independent control.