twilio-voice-twiml

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The SKILL.md includes a TwiML "Pay" verb with explicit parameters for payment_connector, charge_amount, currency, action, and status_callback and states supported processors (Stripe, Braintree, CardConnect). This is a specific, built-in payment collection and charge capability (PCI-compliant) — i.e., functionality to execute monetary charges — not a generic tool. Therefore it grants direct financial execution authority.