payment-idempotency

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill documentation is explicitly designed for implementing payment connector code, payment state machines, retry semantics, and handling financial operations like Create Payment, Cancel, Capture, and Refund endpoints. It includes specific guidelines, constraints, and code examples for interacting with payment acquirers and managing payment transaction flows.